Cookies policy

This cookies policy explains what cookies are, whether they are used in the web page (hereafter, the “Web Site”) and how the user may administer them.

What is a cookie?
Cookies are small data files stored in the user’s computer that contain information about the user’s visit to the web site. Cookies are downloaded by the device used to access the web site and stored in said device’s hard disk. Cookies have different uses, including to allow the web site to recognize the user’s device when revisiting and to ensure that the correct content is saved with the preferences or services provided by the user. Cookies do not harm the user’s device. We use the word cookie in this cookie policy to refer to all the files storing information in this manner.

Does IBK use cookies?
IBK uses own and third party cookies in the web site.

Are all cookies the same?
Cookies may differ depending on the different ends for which they are used, their duration or who manages them. It is important to take into account that one same cookie may belong to different categories.

Permanent cookies
Permanent cookies help web sites remember your preferences when returning to the web site at a future date. For instance, if you decide to read a web page in French on your first visit, the next time you visit the web site, it will appear in French automatically. Not having to decide on the language every time you visit a web site makes it all easier, more efficient and practical.

Session cookies

They are cookies designed to remain active while the user browses the web site, and they are deleted the moment users close the browser window. Some of the cookies loaded by Facebook are session cookies.

Analytical cookies
This kind of cookie tells us how our web pages are working. In many cases, we use Google analytics cookies to control the performance of our web pages. Our capability for using and sharing information compiled by Google Analytics about your visits to our web pages is restricted, as detailed in the Terms of Google Analytics and the Google Privacy Policy.

Publicity cookies
These cookies are used for the purposes of gathering more information about your general interests according to the pages you visit and the products you purchase, for instance. This may also help us deduce more information about you such as your age, marital status, etc. This data allows us to send you publicity about products and services that are better suited to your needs or tastes. This will also help us limit the amount of times you see the same advert.

Third-party cookies

Third-party cookies are those that are sent to your terminal from a computer or domain not managed by IBK. The web site may load social network cookies (Facebook, more specifically) Google Inc. cookies. To this end, users are hereby informed that IBK has no control over third party cookies; for more information, check the third party’s privacy or cookies policy.

What cookies are used by the web site?
IBK uses session and permanent cookies for the acceptance of the use of user and third-party cookies (specifically those of Facebook and Google Inc.) in the web site, each third party using the ones owned by themselves. Given that IBK has no control over third-party cookies, it recommends that the user checks the third-party’s privacy or cookies policy to obtain more information about them. Facebook and Google Inc.

How can I delete or deactivate cookies?
Currently, the majority of Internet browsers are configured to automatically accept cookies, although users may configure the browser to trigger an alert before the entrance of cookies or to avoid them.
The user may allow, block or delete cookies installed on your computer by configuring the options of the browser installed on your computer. Users may modify their browser’s preferences to limit access by certain cookies to their computer. These preferences are normally found in the “options” or “preferences” menu of your browser.
You may find more information here, or in the “Help” section of your browser:

More information about cookies
You may find more information about cookies in: or